Author: Jamie Ross

Writing a Will is one of the most important financial decisions you can make. It ensures your wishes are followed after your death and protects your family by making sure they are provided for. But, even though you know you should make a Will, so many people don’t. A report in 2023 found that a huge 56% of adults in the UK don’t have a Will. Perhaps you’re one of them and are worried that it will be really expensive to make one. With the ongoing cost-of-living crisis it’s not surprising that many of us think that making a Will is something that can be shelved for another day. But, writing a Will doesn’t have to be expensive. In theory, you could make a Will on any piece of paper as long as it’s properly signed and is witnessed by two adult independent witnesses who are not beneficiaries. If you do this then it will probably be legally valid. However, this might feel as if it’s leaving too much to chance. There are certain phrases and terms that lawyers write into most Wills as standard. That’s because they work and take away the possibility of misinterpretation.

The good news is that you can use a template Will that has standard sections and terms already set out in it to make a legally valid Will. If you use a Will template, this means that it’s less likely that you will make a mistake, as long as you follow the guidance notes supplied. They’re a cost-effective solution if your situation is fairly simple.

Worried that a DIY Will won’t suit you? Answer the seven simple questions below to decide.

Q1 Do you have your permanent home in England, Wales, Scotland or Northern Ireland?

Yes – go to Q2.

No – This Will Kit is not suitable for you because you are not domiciled (ie, you don’t have your permanent home) in England, Wales, Scotland or Northern Ireland. The law differs between different countries, so you will need to take international legal advice.

Q2 Are you of sound mind*?

Yes – go to Q3.

No – This Will Kit may not be suitable for you. If you have a history of mental disorder or an illness may be affecting your judgement, you should consult a qualified doctor just before preparing your Will. This will help establish whether you are able to make a Will.

* ‘Sound mind’ means that you understand the type of document being written or signed, and are aware of the value of your property and the identity of the people you wish to inherit your property.

Q3 Are you over 18 in England, Wales and Northern Ireland or over 12 in Scotland?

Yes – go to Q4.

No – If you are under the legal age, you can’t make a Will. The exception is that if you are under 18 and in active service with the armed forces in war, or at sea as a seaman, you can make a Will.

Q4 Do you have more than £325,000 worth of assets*?

Yes – This Will Kit is suitable for you, but it only provides a simple outline of Inheritance Tax planning. If you want to find ways to reduce your Inheritance Tax bill, reading this article ‘Top tips for Inheritance Tax planning in 2024’ can help.

No – go to Q5.

* This figure is the current amount of assets that is free from Inheritance Tax. This figure will remain the same until April 2026. It includes your property, personal possessions, cash, savings and investments. Note that some insurance policies can’t be left in your Will. You need to check with your insurance provider whether this applies to you. Consider whether your insurance policy is written in trust in which case it doesn’t pass under your Will and isn’t included for Inheritance Tax purposes. Sometimes your pension rights can’t be included in your Will so you should check with your pension provider. If you own a property as a joint tenant rather than a tenant in common (you can check with the solicitor who did the conveyancing), then your share of that property will automatically pass to the other owner when you die and won’t be included in your Will.

Q5 Do you have property abroad*?

Yes – This Will Kit is suitable for you, but it is possible that the property that is situated abroad may not be included in your Will. We recommend that you take international legal advice about your foreign property.

No – go to Q6.

* If you live in England and own a property in Scotland or Northern Ireland, the property is considered to be foreign property because it is in a different legal jurisdiction. The same applies if you live in Scotland and own a property in England or Northern Ireland, this property is considered to be foreign property because it is in a different legal jurisdiction. Therefore, you need to take legal advice in the country where the property is situated. 

Q6 Do you own a business or share in a business?

Yes – This Kit may be suitable for you, but there may be extra complications that you need to be aware of.

If you run a business on your own (sole proprietor) and you want the business to continue after your death or to pass to one of your beneficiaries, then this Kit is not suitable for you and you should take legal advice.

If you are part of a partnership, this Will Kit may be suitable for you, but there may be complications depending on whether you have a partnership deed or not and whether the partnership can pass under your Will. You should make sure you have checked this before you make your Will.

If you own all or part of a private company, there may be restrictions on who you can transfer shares to. You should make sure you have checked this before you make your Will. 

If you own shares in a public company (Plc), then there is no restriction on who you transfer share to and this Kit will be suitable for you. 

No – See Q7.

Q7 Are you married or in a civil partnership?

Yes – This Kit is suitable for you.

No – This Kit is suitable for you. It is very important that you make a Will if you are living with someone, as this person may get nothing from your estate if you die without having made a Will. If you have children and you are unmarried you should take legal advice about getting parental responsibility* before you make your Will.

* An unmarried father does not automatically have parental responsibility (the ability to make decisions about their child’s welfare) unless the child was born after 1 December 2003 and the father is named on the birth certificate.

The unmarried mother automatically has parental responsibility. The appointment of a guardian in your Will is only effective after both parents with parental responsibility die. So if the father does not have parental responsibility, it is possible for a mother to name someone in their Will other than the father to be the child’s guardian.

A cost-effective DIY solution: Lawpack’s Last Will & Testament Kit

For nearly 20 years, Lawpack has proved you can write your own Will without it being expensive. Lawpack’s Last Will & Testament Kit gives you the confidence and the tools to follow straightforward steps to make a valid Will without the need for legal advice.

Lawpack’s Last Will & Testament Kit has been approved by a solicitor and will provide you with all the information you need to make a valid Will. There is a step-by-step solicitor-approved Guidance manual on writing a Will and a choice of three ready-to-complete forms for use in England & Wales, Northern Ireland or Scotland. 

This DIY Kit is a good option for those who want to write their own Will and need a bit of extra legal guidance, but can’t afford to use a lawyer to help them write their Will.

According to recent research from CanadaLife approximately 59% of UK adults haven’t written a Will. This is around 31 million people! It is surprising that the global pandemic hasn’t acted as a catalyst for greater awareness and action about Wills and probate. Interestingly, according to a survey conducted by Populus and commissioned by the Law Society, 7% of respondents made or updated their Will during the first covid-19 lockdown. The main reasons respondents gave for not making a Will were not having anything of value to leave to loved ones (24%), not finding time to make a Will (20%) and thinking they were too young to need to make a Will (18%).

Writing a Will can save your loved ones from the heartache and trouble that is often caused by dying without one. Many people believe that it doesn’t matter if they don’t write a Will as all their money, property and possessions will automatically go to their loved ones anyway. Unfortunately, it isn’t always as simple as that. If you don’t have a Will, your assets will be distributed according to the intestacy rules. Under the intestacy rules unmarried partners and close friends can’t inherit, so they could be left with nothing. With your loved ones’ financial security at stake, why would you leave it to chance?

There are many reasons to make a Will. Here are the top 10! Read on to find out more.

1          You decide what happens to your money

If you write a Will, you have full control over how your money, property and possessions will be distributed after your death. You can also include information about your funeral plans, such as whether you want to be buried or cremated.

2          You can write a Will yourself (and it doesn’t have to be expensive!)

If your situation is straightforward, you might be surprised to find that there are a number of affordable alternatives to using a lawyer to write your Will. There is a range of options to suit every family and every financial situation. Using a DIY Will template is a particularly cost-effective way to make a Will. It’s a good idea to use one with standard sections and legal terms so that your wishes are not misinterpreted.

3          You might not want the intestacy rules to apply

The intestacy laws may not correspond with your wishes. If you die intestate, the management of your affairs is then placed in the hands of court-appointed administrators. The rules of intestacy are complex, but broadly speaking, the bulk of your estate will go to your spouse (or registered civil partner) or, if none, to your children (whether or not they are adults) and, if none, to other specified blood relatives. Think very carefully about whether this is what you want to happen. 

4          Without a Will unmarried partners can’t inherit from each other

Remember, the intestacy rules do not recognise a ‘common law marriage’. Cohabitation does not have the same rights as marriage. If you’re not married to your partner and you don’t have a Will, they will get nothing!

5          You can appoint guardians for your children

If you have children, then you need a Will to make arrangements for your children in the unlikely event that both parents die. Although it’s possible for the court to appoint guardians to look after your children, these may not be the people you would have chosen. Make sure you retain control by making a Will.

6          Prevent family disputes

Sadly, sometimes there are arguments between family members over how to divide up an estate. You can make things much easier on your family by writing your Will and explaining your decisions to your family members before your death. It could save them a lot of heartache. You can leave bequests to beneficiaries in your Will, that way your family won’t have to argue about what they think you would have wanted to happen to specific items.

7          Minimise Inheritance Tax

Bear in mind that anything you leave to your spouse or civil partner will be exempt from Inheritance Tax. This may affect how you distribute your assets. Using the Residence Nil Rate Band Allowance means that leaving property to your children and grandchildren is likely to lead to a lower Inheritance Tax bill. You don’t want to pay more money in tax if you can avoid it. Making a Will can help you do this.

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8          You can name your executors

If you make a Will, you can name the people who will carry out your final wishes. It means you have control over the best people for the job. Although executors can be appointed after your death if you haven’t named any, these may not be the people you would have chosen. By writing a Will, you decide the best person to handle your financial affairs.

9          You can protect your digital assets

These are things such as music, photographs, websites, emails and social media accounts. Do you want the information to be protected or destroyed? You might want to make sure that your executor has the passwords to these.

10        Leave a gift to charity

If there’s a specific charity you support, you might want to leave them a gift after your death. This is only possible if you write a Will.

Review your Will

Things change. It’s a good idea to review your Will every two years to make sure it still reflects your current wishes. You should also review your Will when you move home, get married, get divorced, have children, start a business, or have a significant change in your financial situation (eg, an inheritance).

A cost-effective DIY solution: Lawpack’s Last Will & Testament Kit

For nearly 20 years, Lawpack has proved you can write your own will without it being expensive. Lawpack’s Last Will & Testament Kit gives you the confidence and the tools to follow straightforward steps to make a valid will without the need for legal advice.

Lawpack’s Last Will & Testament Kit has been approved by a solicitor and will provide you with all the information you need to make a valid will. There is a step-by-step solicitor-approved Guidance manual on writing a will and a choice of three ready-to-complete forms for use in England & Wales, Northern Ireland or Scotland.

This DIY Kit is a good option for those who want to write their own will and need a bit of extra legal guidance, but can’t afford to use a lawyer to help them write their will.

As a parent, you don’t want to think about anything happening to you while your children are young. But it’s important that you do consider what would happen to your children if you died. You want to make sure that your children are protected and that your wishes will be carried out. If you don’t have a Will, the intestacy rules apply. But, why leave it to chance? It’s easy to make a Will and you can guarantee peace of mind for your family. Read on for all you need to know about protecting your children after your death.

Appoint a legal guardian

In your Will you can appoint guardians who will look after your children in the unlikely event that both you and the other parent (usually your spouse or partner) die while your children are under 18. Guardians are usually appointed to look after children in the event of the parents’ death, but it’s not a requirement of them being a guardian, as their task is to make decisions about where the children live, with whom, and what school they go to, etc. Guardianship only happens if all those with parental responsibility have died. If no one is named by the parents, then the local authority will decide who will look after your children. They may appoint immediate family, but not necessarily, and this may not be what you want. Although the courts can make a guardianship order, it can be expensive and upsetting for the family.

Think carefully about who will make the best guardians for your children. The main thing is to act in your children’s best interests. Consider where the potential guardians live, their religious and ethical beliefs, their relationship with your child and whether they want to take on the responsibility of raising a child. Make sure you ask them whether they are willing to be guardians before you nominate them! How old are the potential guardians? If they are older, such as your parents, will they be able to cope with looking after your children until the age of 18. If the potential guardians have children of their own, then where will everyone live? If the guardians live outside the UK there could be issues – do you want your children to have to move countries?

Make sure you appoint more than one guardian, or at least a substitute guardian in case the first one is not willing to act.

To make a valid nomination for a guardian, the requirements are very similar to when you make a Will. The nomination must be in writing and signed in the presence of two witnesses.

Guardianship for a child ends automatically when the child reaches 18.

For further information about naming guardians, see How to name guardians for your children.

Provide for stepchildren

If you have stepchildren, be mindful of making a gift to ‘my children’ as this will not include any stepchildren. You need to explicitly state in your Will if you want your stepchildren to inherit anything. Legally adopted children will be included in any gift to ‘children’. Stepchildren will inherit nothing from you under the intestacy rules.

Rules for trusts, pensions and insurance

Life insurance policies, pension schemes or other assets held in trust won’t pass under your Will. If you do want your children to inherit these, then you need to contact each provider individually and nominate your children as beneficiaries.

What age should your children inherit?

After your death, children will automatically inherit any assets you’ve left them in your Will when they reach 18 (in Scotland, it’s 17). You might not think this is a suitable age for your child to inherit. Children can benefit before this age, but the assets will be held in a trust and managed by a trustee for the child’s benefit. A child could receive an allowance from a cash fund, but will not be able to withdraw money without the trustee’s consent.

You can change the age that your child inherits, you might think 21 or 25 is a more suitable age. Be specific in any Will you write.

Children from a previous relationship

If you’re not married or in a civil partnership with your partner and you have children from a previous relationship, you should consider how you will provide for all the members of your family. In this scenario, if you don’t have a Will, all your assets will be inherited by your children. This means that a new partner will get nothing! Think carefully about whether this is what you want to happen. The best way to avoid this is to make a Will.

If you are married or in a civil partnership with a new partner, but you have children from a previous relationship and you have no Will, on your death your spouse will inherit the first £270,000 from your estate. This may leave your children with little or no inheritance. The best way to avoid this is to make a Will.

Divorced and separated parents

If you’re divorced or separated and you have children, the surviving parent still has parental responsibility, so any guardianship that you nominate will not take effect unless everyone with parental responsibility has died.

Appoint trustees

If you have children and you die before the age your children can inherit, any assets you wish your children to inherit will be held in trust, so you will need to appoint a trustee in your Will to manage the trust. In Lawpack’s Last Will & Testament Kit the executors are the same people as the trustees. Trustees are different from any guardians you nominate and are not responsible for bringing your children up; instead, they are responsible for managing any trust for your children.

Think about who is the best person to safeguard your children’s financial interests. You can appoint your child’s surviving parent as one of the trustees with one or two further trustees, or substitute trustees in case both parents pass away. Don’t choose only one trustee. What if that person isn’t available to act? There are rules about who would be appointed, but that might not fit with your wishes.

Family and close friends often make good trustees. They can obtain advice from solicitors and accountants, so they don’t need to be professionals themselves. It does help if they’re good with paperwork and are financially aware. It’s also important that they get on with your children and any guardians that you’ve appointed. Guardians ask trustees for money for your children’s needs, and trustees will decide whether to release funds and the amount.

A letter of wishes can give your trustees and guardians an idea of your views about your children’s future welfare and upbringing. It is a private document that should be stored with the Will; however, don’t attach it to your Will in case it risks invalidating the Will. It’s not legally binding on your trustees and guardians, but it could provide them with some guidance. Lawpack’s Last Will & Testament Premium Kit includes a template letter of wishes.

When should the trust make a payout?

It’s useful to give some guidance to your trustees in a separate letter of wishes about how you would like your money to be controlled. Do you want your children to receive everything as soon as they are 18? Would you like to provide an income for them? What about setting aside assets to be used for specific purposes – education, your child’s first home?

Schedule a review

Things change. Make sure you keep your Will up to date. As a benchmark, review it every five years. Specifically consider whether the people you nominated as guardians and trustees for your children are still suitable.

Make a new Will if you marry or enter a civil partnership as your Will is automatically revoked when you marry or enter a civil partnership.

A cost-effective DIY solution: Lawpack’s Last Will & Testament Kit

For nearly 20 years, Lawpack has proved you can write your own Will without it being expensive. Lawpack’s Last Will & Testament Kit gives you the confidence and the tools to follow straightforward steps to make a valid Will without the need for legal advice.

Lawpack’s Last Will & Testament Kit has been approved by a solicitor and will provide you with all the information you need to make a valid Will. There is a step-by-step solicitor-approved Guidance manual on writing a Will and a choice of three ready-to-complete forms for use in England & Wales, Northern Ireland or Scotland.

This DIY Kit is a good option for those who want to write their own Will and need a bit of extra legal guidance, but can’t afford to use a lawyer to help them write their Will.

Do you know what the number one mistake of Will writing is? Not making a Will at all! Recent research suggests that over half of all UK adults don’t have a Will. Don’t be one of them! Having decided to write a Will, the last thing you want is to make a mistake. Mistakes in Wills can have serious consequences that mean your wishes may not be effective. Although some mistakes can be rectified by a court, this may cost your friends and relatives in time and money. Read on for more information about how to make your Will and avoid making mistakes.

Leaving out assets

Most people remember assets such as their house, car, etc. But don’t forget your intangible assets when you write your Will. These are things such as bank accounts (including online), shares and premium bonds. You should also consider your digital footprint – social media accounts, digital photos, music and other online accounts. How do you want these to be dealt with? You may be able to pass on loyalty points or air miles to your loved ones, so consider what you want to happen to these.

Being too specific

Usually it’s good to be specific, but when you make your Will you could actually be too specific. If you specify the name and model of the car you currently own and then replace it with another car, it might be difficult to determine whether you wanted to leave that particular car or you meant any car that you owned at the time of your death. Instead of being too specific, you could say ‘the car in my name’.

Forgetting stepchildren

If you make a gift to your ‘children’ when you write your Will, this won’t include your stepchildren. However, it will include legally adopted children.

A beneficiary dies before you

You must have a backup plan in case a beneficiary dies before you.

Mistakes in signing and witnessing

Make sure that your two witnesses (or witness in Scotland) are over 18, UK citizens and physically present when you sign your Will. Sometimes a witness is named in the Will as a beneficiary or is married to someone who is – don’t do this! You could end up disinheriting the beneficiary if they are also a witness to your Will.

Not updating a Will after major life events

Following a divorce, death of a family member, birth of a new family member, marriage or purchase of a new property, you should consider updating your Will. In England and Wales, when you marry, any Will you have automatically becomes invalid and you will have to make a new one. In Scotland, however, marriage or civil partnership does not revoke a Will, so it’s even more important to make a new Will in these circumstances. After a divorce, your ex spouse is treated as if they had died and any gift they would have received falls into your estate’s residue. Also remember that if you’re not married to your partner they aren’t entitled to anything from your estate unless you include it in your Will. It doesn’t matter how long you’ve been together – they will get nothing!

Changing a Will after it’s been signed or witnessed

You can’t just add more text to a Will whenever you feel like it. You need to have any new wording in your Will witnessed. If you want to make additions to your Will, you should make a new Will and have it signed and witnessed.

Not appointing guardians

If you don’t appoint guardians to look after your children in the unlikely event that you and the other parent die, then this could be decided by the family courts and they may not choose as guardians the people you would have wanted.

Forgetting to name an executor or appointing inappropriate executors

If you forget to name any executors when you write your Will, the probate court can appoint an executor. Bear in mind that these people might not be your first choice. Make sure you also name someone appropriate to be your executor – ie, not someone that lives abroad, doesn’t want to act or is not mentally competent.

Not having an original copy of your Will

Make sure your executors know where the original copy of your Will is. Your executors will need an original copy of your Will to legally act. A photocopy is not good enough to get a grant of probate!

Disinheriting your relatives without providing a reason

If you want to leave a dependant out of a Will, you should be explicit about why and where you’d like your money to go instead, otherwise they could contest your Will. It may be a good idea to leave written reasons as to why you have chosen not to make a gift to them.

Being under the influence of alcohol or drugs

If you make a Will while you have been drinking heavily, are on heavy medication or are mentally compromised, there is an argument that your Will should be invalid. So, make sure you have full capacity when you make your Will.

Making a homemade Will  

You can’t just write your Will on a scrap of paper. You need to use specific wording. That’s why Lawpack’s Last Will & Testament Kit is a great, cost-effective solution as it contains all the wording you need to create a simple Will. See here for more information about making a Will without a lawyer.

A cost-effective DIY solution: Lawpack’s Last Will & Testament Kit 

For nearly 20 years, Lawpack has proved you can write your own Will without it being expensive. Lawpack’s Last Will & Testament Kit gives you the confidence and the tools to follow straightforward steps to make a valid Will without the need for legal advice.

Lawpack’s Last Will & Testament Kit has been approved by a solicitor and will provide you with all the information you need to make a valid Will. There is a step-by-step solicitor-approved Guidance manual on writing a Will and a choice of three ready-to-complete forms for use in England & Wales, Northern Ireland or Scotland.

This DIY Kit is a good option for those who want to write their own Will and need a bit of extra legal guidance, but can’t afford to use a lawyer to help them write their Will.

Many people put off writing a will. Recent research suggests that over half of all UK adults don’t have a will. This can lead to all sorts of problems for your loved ones in the future if you die without a valid will.

You know it’s a sensible thing to do, but one of the reasons people put it off is the cost. Getting legal advice can be an expensive process.

Good news! You can write a will by yourself. You don’t need a solicitor to help you make your will. With the cost of living ever increasing, this means you can save time and money and find an affordable solution that suits you and your family.

Using a lawyer to write your will

This could be a good option for you if you have a complex financial or family situation. You might want to get legal advice to make your will if:

• you have foreign property (including property in different UK jurisdictions)
• you own a business that you want to leave in your will
• you have a complex family arrangement such as ex partners
• you want to minimise Inheritance Tax

When choosing a lawyer to draft your will, make sure that they specialise in wills and probate and belong to a professional body such as the Law Society.

Bear in mind that getting a solicitor to make your will is the most expensive option, and if your financial situation is simple then there’s no reason to spend lots of money on expensive legal costs. If you choose to have a solicitor as the executor of your will, then their charges could be quite steep and their costs are payable from the estate.

There are a range of options to help you create a valid will. There should be one that will suit every family and every financial situation.

What options are available for making a will without a lawyer?

Although you might think you have to use a lawyer to write your will, you might be surprised to find that there are number of affordable alternatives. There might even be some free options that suit you.

Here are a few options if you don’t want to use a solicitor to draft your will.

• Professional will writers
• Charities
• Banks
• Trade Unions
• Insurance providers
• DIY wills

Use a professional will writer to prepare your will

Professional will writers take your instructions – online or face to face – about what you wish to happen to your assets after you die. When they are satisfied that they understand your wishes, they will draft your will and send it to you to approve. It is a cheaper way to create a legally binding will than using a solicitor, but you need to be aware that although will writers have some training, they are not necessarily legally qualified. It’s worth checking whether the will-writing service is a member the Institute of Professional Will writers or the Society of Will writers.

Charities may provide free legal advice and draft your will

Some charities offer to draft your will for free in return for a charitable donation, although there is no obligation to make a donation. So, if you want to leave a gift in your will to a charity, this could be a cheap option for you. Some charities have a partnership with solicitors and at certain times of year they will write your will for free for a donation, so look out for these offers.

Banks may have a will-writing service

Some banks offer free legal advice. Some also have will-writing services, but these might be expensive. The bank might also try and persuade you that you need to appoint the bank as an executor, but it is not necessary to have a professional as an executor.

Trade unions could write your will for free

If you belong to a trade union, they may be able to help you write a will for free. If you do belong to a trade union, then it’s worth checking to see if they offer a free will-writing service.

Check whether you have legal cover with your home insurance

If you’ve opted to have legal cover with your home insurance, then it’s possible that it includes a will-writing service. Get in touch with your insurance provider to check what they include.

DIY wills are a cost-effective way to make a will

Using a DIY will template can be a cost-effective solution to writing a will without a lawyer. If you have a straightforward financial situation then you don’t need a lawyer to write your will. You can use an online template to create your will or you can get guidance from a book and draft your own. There are many providers for you to choose from online that can provide you with a template will that should suit any budget.

Writing your own will allows you to explain exactly what assets you are leaving and to whom in an easy-to-understand manner. It is well worth the minimal investment, should you not have the funds to use a lawyer to prepare your will.

However, if you use the wrong wording then your wishes could be misinterpreted, so it’s a good idea to use a template with standard sections and legal terms.

Are there any disadvantages to writing a will without a lawyer?

Writing a will without a lawyer is probably not for you if you have a complex financial or family situation. If you would appreciate a bit more hand-holding when making a will, then making a DIY will may not be for you. If you’re not confident about conveying your wishes, then perhaps you will need a little more help.

If you’re going to make a valid will without a lawyer then you do need to make sure you know about the legal requirements otherwise you could make costly mistakes. So, it’s definitely worth doing your research first. The Citizens Advice website and the UK government website should provide you with some basic guidance on what you must include in your DIY will.

A cost-effective DIY solution: Lawpack’s Last Will & Testament Kit

For nearly 20 years, Lawpack has proved you can write your own will without it being expensive. Lawpack’s Last Will & Testament Kit gives you the confidence and the tools to follow straightforward steps to make a valid will without the need for legal advice.

Lawpack’s Last Will & Testament Kit has been approved by a solicitor and will provide you with all the information you need to make a valid will. There is a step-by-step solicitor-approved Guidance manual on writing a will and a choice of three ready-to-complete forms for use in England & Wales, Northern Ireland or Scotland.

This DIY Kit is a good option for those who want to write their own will and need a bit of extra legal guidance, but can’t afford to use a lawyer to help them write their will.